Who We Are?

We have been working in the personal loans & finance industry for the past 27 years and deal with each case on its own merit.  There is no one size fits all attitude.  We do our best to secure finance that best suits your needs and situation.  Client service and interaction is what sets us apart from the rest.

Company Functionality?

  • We deliver an exceptionally friendly and caring service to all our clients, while adhering to the South African regulatory requirements under the National Credit Act, as well as the Consumer Protection Act.
  • We endeavour to solve our customers occasional, urgent and or short term financial needs with an easy online process.
  • Going the extra mile to ensure our customers are completely satisfied with our financial services that we offer, is the ethos we live by at Credit U.

Our Vision & Values

To be the preferred online personal, short term and debt consolidation loan service provider in South African. To have a quick and seamless online process that allows our customers to find the loan that suits their needs.


Customers Empowered

R3 million+

Customer Rating

Why apply with us

We have YOUR best interests at heart!

Multiple Loan Options

Competitive Rate

Safe & Secure

We are here to help you

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