About Personal Loan

personal loan helps you meet your current financial needs. The lender provides you with the flexibility to use the funds as per your personal need.

R5000 TO R250 000

From R5000 up to R200 000. Min of 6 months to maximum of 72 months repayment period

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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Make use of a personal loan for medical emergencie.

Wedding Purpose

Manage your dream wedding day with our personal loan option

Abroad Travel

Make use of a personal loan to cover expenses associated with planning an overseas trip.

Child Education

Manage your child’s tuition fees by making use of a personal loan.  Help them achieve their full potential by giving them the education they deserve.

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required.

Choose your amount

Decide on an amount that best suits your needs.

Enjoy the best rates

Decide the term and loan repayment amount that suits your budget.

Easy Application

Easy online application process.

Personal Loan - Eligibility

Any salaried individual employed by public and private companies. Government and public sector employees are eligible to apply.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: R 5,000

Credit Rating

Applicant should not have a credit score of less than 561.

Frequently Ask Questions

  • It is secure and straightforward to complete your loan application online.
  • Repayments are over a term from 1 month up to 6 years.
  • Feedback is given quickly and your money could be in your bank account within 48 hours.
  • A good credit record.
  • A regular monthly NET income of R5000 (the amount paid into your bank account by your employer after deductions)
  • The details of your bank account into which your salary is paid.
  • A clear copy of your South African ID
  • Your latest payslip
  • Your latest 3 month bank statement, reflecting the latest 3 salary deposits
  • Proof of residence (not older than 3 months)

We’ve made applying for personal loans online quick and streamlined. It is also easy for you to upload any documents via our online application.

A personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution.

When you take out a loan with a Credit Provider you’ll deal with an authorised Financial Services Provider, with many years of financial services experience in South Africa. We support responsible lending, so if your application is approved, you’ll only be approved for an amount that you can afford comfortably. We’ll do our utmost to give you the best offer that we possibly can.

Because Personal Loans are unsecured this means that we won’t ask you to use your car, home or any other asset as collateral.

For your security and peace of mind, all Credit Providers loans are subject to the National Credit Act of 2005.

Get a Quote

Now apply for a Personal Loan online, All you need to do is provide your details below application form.

Apply Now